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With gainful employment, we can issue you what is known as a payday loan. The idea is that this type of lending is for a shorter duration, typically involving smaller amounts hundreds of pounds to a few thousand, and has much higher fees associated with it. Why the higher fees? Being unsecured, it is a riskier operation. It doesnt matter if you have bad credit with a 3 month loan, only that you are employed or other steady source of income.
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Are applications from people with bad credit accepted? Lenders who offer 3 month payday loans are more relaxed in their requirements and are willing to give you a chance even if you dont have the best credit history. What kind of repayment flexibility is there?
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We Offer 3 Month Payday Loans Payday Loans Wizzcash.
The good news is that you CAN get 3 month loans with bad credit with Wizzcash, as we will take into account affordability rather than just your credit score. Your credit rating can have a major impact on your ability to get a loan from a bank or other financial institution, and for some, a 3 month loan from a payday lender may be the only option.
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3 month Flexi Loan. How it works. See what Wonga customers say about us. Is a Wonga loan right for you? Our loans shouldnt be used as a long term financial solution. Late repayment will mean extra costs and may affect your credit rating. You shouldn't' use our loans to manage existing debt. You should only take out a loan if you are comfortable you can repay on time. Bad Credit Loans. At Wonga, we always carry out a full credit check as part of our automated decision making process and only lend to people we think can afford to repay on time. What this means is that if you have a poor credit score or a bad credit history, it may affect our decision to lend to you and we may be unable to offer you a payday loan.
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